Buried in Merchant Cash Advance Debt? We Help You Get Out.
MCA Solvers works with business owners facing stacked positions, daily ACH withdrawals, default notices, and collection pressure. We review where you stand, explain your real options, and negotiate directly with your funders. Free case review, no obligation.
Get Your Free Case ReviewOr call (862) 279-7600. We answer Monday through Friday, 9am to 6pm ET. Prefer not to talk? Text or chat with us instead.
We work only on merchant cash advance debt. Nothing else.
Free case review before you pay us anything.
Your case is reviewed personally, not routed to a call center.
We work with business owners nationwide.
If any of this sounds familiar, you are in the right place
- Two or more advances stacked on top of each other
- Daily or weekly withdrawals you can no longer keep up with
- You missed a payment or your account is already in default
- A funder or collector is contacting your bank or your customers
- A UCC lien was filed against your business
- You were threatened with a lawsuit or a Confession of Judgment
If you are living any of this, you have more options than your funder wants you to think you have.
The Math Your Funder Never Walked You Through
Most business owners are not told what an advance actually costs until they are already in it. Here is what the numbers really look like.
How a factor rate prices an advance
A 1.4 factor rate on a $50,000 advance means you pay back $70,000.
Illustrative example of how factor rate pricing works.
The same factor rate costs more when repaid faster
The 40% premium on a 1.4 factor rate, shown as a simple annualized cost by repayment period.
Illustrative example. Simple annualized cost of the 40% premium, not a loan APR.
If this looks like your situation, the balance you are being told you owe is usually not the end of the conversation.
How It Works
Step 1. Free Case Review
Tell us what you owe, who you owe it to, and where you currently stand. It takes about ten minutes and costs nothing.
Step 2. We Map Your Options
We look at your advances, your cash flow, and your current status, then lay out what is realistic for your situation.
Step 3. We Negotiate
We deal directly with your funders to work toward reduced balances and relief from the withdrawals draining your account.
Step 4. You Get Back to Running Your Business
We keep you updated at every step until your positions are resolved.
What We Do Not Do
We do not promise you a specific settlement number before we have reviewed your file. Anyone who does is guessing or lying.
We do not provide legal advice and we do not represent you in court. MCA Solvers is not a law firm.
We do not lend money, refinance your advances, or sell you another position.
Ready to find out where you actually stand?
Tell us about your situation and we will call you back. It costs nothing and you are not committing to anything.
Get Your Free Case ReviewOr call (862) 279-7600. You can also text us or start a chat if you would rather not talk on the phone.
Still dealing with MCA debt? Talk to us before your funder's attorney does.
(862) 279-7600. Free case review, no obligation.
Get Your Free Case Review