Terms of Service
Effective August 17, 2026
Read this part first
MCA Solvers is not a law firm. We do not provide legal advice and we do not represent anyone in court. Nothing on this website is legal advice, and reading it does not create an attorney client relationship or any other professional relationship with you. If you have been sued, speak with a licensed attorney in the state where your case was filed.
These terms govern your use of mcasolvers.com. By using this site, you agree to them. If you do not agree, please do not use the site.
What we do and what we do not do
MCA Solvers works with business owners on merchant cash advance debt. That work includes reviewing your situation, explaining options, and negotiating with funders on your behalf if you choose to work with us.
We do not:
- Practice law, give legal advice, or represent anyone in a legal proceeding
- Lend money, refinance advances, or broker new financing
- Provide tax, accounting, or investment advice
- Promise or guarantee any particular outcome
No professional relationship is created by this website
Visiting this site, reading our content, using the settlement calculator, submitting the case review form, sending a text, or starting a chat does not create any professional relationship between you and MCA Solvers. A relationship begins only if we both agree in writing to work together.
Because no relationship exists yet, information you send us through this site before we agree to work together may not be treated as confidential in the way it would be once we are engaged. Do not send anything you would not want disclosed until we have confirmed an engagement.
No guarantee of results
Every situation is different. What a funder will agree to depends on your contracts, your finances, how many positions you have, where things stand, and factors outside anyone's control.
Nothing on this site is a promise, prediction, or guarantee of any specific outcome, settlement amount, percentage of reduction, or timeline. Any general information about how settlements typically work is educational, not a representation about what will happen in your case.
The settlement calculator is illustrative only
The calculator on this site shows what different hypothetical reduction scenarios would look like arithmetically. It is a math tool, not an offer, a quote, an appraisal, or a prediction. It does not know your contracts, your funders, or your circumstances, and its output should not be relied on in making any decision.
Content is general information
Articles, guides, blog posts, and FAQ answers on this site are general information about merchant cash advance debt. Laws and practices vary by state and change over time, and general information cannot account for the specifics of your situation. Do not act or refrain from acting based on anything here without getting advice appropriate to your circumstances.
Acceptable use
You agree not to:
- Submit false information or impersonate anyone
- Use the site to send unlawful, abusive, or harassing content
- Scrape, harvest, or copy site content for commercial use without permission
- Attempt to gain unauthorized access to any part of the site or its systems
- Interfere with the operation of the site
Our content
The text, design, graphics, and other content on this site belong to MCA Solvers and are protected by copyright and other laws. You may read and share links to it. You may not republish it as your own.
Third party links
This site may link to other websites. We do not control them and are not responsible for their content, accuracy, or privacy practices.
Limitation of liability
This site is provided as is. To the fullest extent permitted by law, MCA Solvers is not liable for any indirect, incidental, consequential, or punitive damages arising from your use of this site or reliance on its content. Nothing in these terms limits liability that cannot be limited under applicable law.
Governing law
These terms are governed by the laws of the State of New Jersey, without regard to its conflict of laws rules.
Changes to these terms
We may update these terms. If we do, we will change the effective date at the top. Continuing to use the site after a change means you accept the updated terms.
Contact us
Phone: (862) 279-7600
Email: support@mcasolvers.com
Hours: Monday through Friday, 9am to 6pm ET